Different people from arround the world, wish to work and live in the USA and make the American dream come true. This article will will explain the working conditions and social security in the USA.
A- The working conditions in USA:
The United States of America is called the land of opportunities, and, at the same time, it is called also the country of the hire and fire, because you could be so fast fired from work as you were hired. This situation is due to the weak influence of labor unions and to the liberalized labor market.
Americans people are hard workers and capable of managing an immense workload. It is not unusual to work 50 hours a week and vacation is generally shorter than in Europe. The low-income people often accumulate various jobs to make sufficient money to survive. However, there are also numerous employers outside big cities, in particular, who help their employees, by offering them, for example, sporting programs at the expense of the company or by putting at their disposal apartments provided with the job.
B- Social Security in USA:
Any professional activity in the USA is subjected to the welfare, and the employers take contributions from salaries. The American welfare includes services such as: retirement pensions, allowances of death and incapacity as well as unemployment benefits and social allowances. The health insurance is always optional and consequently is not generally covered by the system of welfare.
In any case, numerous employees are covered by a health care insurance of a group under the responsibility of their employer. In certain circumstances, the employer assumes only the costs or these are,on the contrary, shared between the employee and his employer. As an employee, you will, however, need a complementary health care insurance because numerous medical treatments and a lot of medicines are not covered by the insurances, which the employers pay.
It is, thus, essential to compare the various plans which are offered to you because the area of the allowances varies a great deal from one insurance company to the other. Another big advantage of the additional insurance is that you keep yourself covered, even if you lose your employment. If, for example, you work on irregular basis, as independent or internal, you have to assume yourself your health care insurance.
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